Clients

Our clients include individuals, businesses, start ups, financial institutions and nonprofit organizations of diverse needs, sizes and industries. Representative industries include:

Banking and Finance
Residential and Commercial Construction and Development
Engineering and Architecture
Medical, Dental and Biotech
Restaurants and Food Service
Manufacturing
Transportation and Relocation
Retail
Technology and IT
Motor Vehicle and Watercraft
Nonprofits
Energy
Governmental Relations

January 30th, 2013

EFTA’s ATM Fee Dual Notice Requirement Removed

Banks, credit unions, and independent servicers of ATM services have long been saddled with onerous dual-notice provisions informing consumers of ATM fees under the Electronic Fund Transfer Act, 15 USC § 1693, et seq. (“EFTA”). Originally passed to protect consumers from unwittingly incurring ATM service fees, the dual-notice provisions have been used far more to [...]

January 29th, 2013

Statutory Update: Banks Must Be Vigilant to Comply with Recent Changes to Minnesota’s UCC Financing Statement Rules

On July 1, 2013, Minnesota’s adoption of recent changes to its codification of the Uniform Commercial Code (UCC) become effective. For financial institutions, one of the most important changes is the stricter requirements for filing a financing statement (UCC-1) in the correct “name of the debtor.” Section 9-503(a), as amended, provides as follows: (4) … [...]